At Jagwan Insurance Agency, we are committed to providing you with outstanding claim service. If you have a loss involving your automobile, home, or business, we are here for you, and are committed to handling your claim quickly and efficiently. If another party is responsible for your loss we have provided the following list of insurance carriers which will allow you to file a claim by phone or online.
Handling Your Claim
Whether you’re reporting a simple accident or a major catastrophic house fire, a dog bite or on-the-job injury, Jagwan Insurance Agency applies some simple steps to see every claim through from start to finish.
What Jagwan Insurance Agency will do:
1st The Assignment: When we receive your claim, it will be assigned to a claims professional. Depending on the complexity of your claim, you may work with a team of claims representatives, each of whom has experience handling your claim.
2nd: The Contact
A claims professional will contact you to:
o Gather facts surrounding your loss
§ Review your coverage
§ Explain how your claim will be handled
§ Schedule an in-person appointment if one is needed
§ Identify ways to protect your property from further damage
3rd: Estimate and Evaluation
Your claims professional will then:
· Determine whether the loss is covered
· Inspect and document damage
· Interview witnesses or other involved individuals
· Take photos and samples (if needed)
· Evaluate your claim
4th Resolution
We’ll work with you to resolve your claim fairly either by:
· Paying what you’re owed
· Or explaining why there would be no payment on your claim
TO FILE A CLAIM CALL 972-414-2060
Your Homeowner Policy Does Not Cover Flooding.
Did you know most property insurance doesn't cover flooding? The federal government runs the National Flood Insurance Program (NFIP), which issues flood insurance policies. Even if you have homeowners, renters, condo, landlord, mobile home or business insurance, you may need to purchase a separate flood insurance policy to be protected from flood damage. Get a flood insurance quote from our agency today!
The Benefits Of Flood Insurance.
Though the government determines flood insurance coverage and premiums, you can still purchase your flood policy through our agency—even if you don't have an existing property policy with us. So why choose us for flood insurance? Because it gives you access to invaluable features and benefits, like:
- 24/7 nationwide claims support and assistance
- A dedicated agent who can help you understand your flood coverage
- Assistance finding discounts to help you maximize your savings
Fast Facts About Claims and Coverage.
Understanding your flood risk and what flood insurance typically protects can help you choose coverage that meets your needs. Here are some facts you should know:
- The average flood loss is $38,0002.
- Nearly 25 percent of all flood insurance claims come from areas not considered high risk1.
- There is a waiting period before your flood insurance policy goes into effect, typically 30 days from the application and premium payment date2.
- If flood insurance is required for your mortgage loan, you may not have to wait 30 days. Usually, the loan closing date will be the effective date3.
- Flood insurance can help protect you even if a federal disaster isn't declared.
- Less than 50 percent of all flooding incidents are awarded a Federal Disaster Assistance declaration4, and most disaster assistance is provided in the form of a loan that must be repaid with interest
Protect Against Other Types Of Water Damage.
Most flood insurance policies and basic property insurance policies do not cover water backup damage. This type of damage is typically caused by water that overflows from a sump pump or backs up through sewers or drains.
Contact us about the benefits of adding water backup coverage to your property policy.
Let Jagwan Insurance Agency help you choose a policy that will fit your individual needs. Protecting your assets, whether personal, business, or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. We’re here to help when you are considering Flood Insurance.